If your home’s roof is approaching 20 years of age your insurance company may request a Roof Certification Letter to be submitted in order to continue insuring your home. Why is this required?
The typical life-span of a standard roof is about 20 years. A standard roof is one covered in Asphalt, Fiberglass, Composition or Wood Shake Shingles, Built-up Tar and Gravel, etc. For roofs with coverings of Tile, Slate, Clay, Concrete or Metal the life span is 40 to 80 years, depending on the exact material used.
As your roof approaches the end of its expected life-span, your insurance company will most likely want to have the roof inspected by a certified professional inspector- such as those at Precision Home & Property Inspections, who are members of the National Association of Certified Homes Inspectors. The inspection lets them know exactly how much longer the roof can be expected to protect your home.
Obviously, you as the owner have a very important need to also know how your roof is holding up- just imagine the damage that can be wreaked on your home and belongings (not to mention the safety risk to your family) should the roof fail during a storm or hurricane,. Not only do you have the mess of visible damage to ceilings, walls and floors, but water in your home can affect the electrical wiring, appliances, heating & a/c units and also create issues with mold. It is even possible you might have to vacate the home until repairs are finished.
Doesn’t it make sense to have Precision Home & Property inspect your roof to possibly help you avoid this kind of catastrophe? So, if your insurance company is asking for a Roof Certification Letter or you just want the peace of mind that comes from knowing that your roof is going to protect your home & family during a storm, give Precision Home & Property Inspections a call today!